The following Integration Guide is intended to assist developers to integrate their applications with the Intrapay Payments Platform. The API provides methods that allow third parties to execute end-to-end e-commerce transactions which we will call STP (STP = Straight Through Processing) or Web Redirect transactions. Intrapay can also be used to accept payments via China Union Pay and Instant bank transfers.
The Intrapay Gateway is integrated with a multitude of acquiring partners and alternative payment methods. Our real-time transition routing engine ensures that payments are directed through the ideal banking partner to ensure speedy and efficient processing whilst taking acceptance rates and transaction costs into the equation.
Use the Recurring payments dashboard to manage payments for: Subscription payments; Automatic billing payments; Instalment plan payments. Clients can easily sign up and terminate their recurring payment orders through the online interface.
At Intrapay we're dedicated to providing secure online payment methods. That's why we've added an extra level of security for Visa and MasterCard payments, which protects from the unauthorized use of credit cards. 3-D Secure technology consists of the programs Verified by Visa and MasterCard SecureCode.
Risk & Fraud
We've integrated the Intrapay Gateway with over 400 automated KYC data sources to provide global KYC coverage. Fully integrated anlaytics with real-time auto refreshed intelligence, detailed reports, a wide range of KPI dashboards, and much more.
Intrapay Basics and Requirements
The Intrapay API is an integral part of the Processing Platform and its functions can be securely accessed by Web and Mobile Platforms via HTTPS. The API requirements are very straightforward thus making integration a relatively easy task; in order to complete the integration all that is needed is a service (program) that will use HTTPS and will securely communicate with our services. The only strict requirement is a) to follow the Intrapay integration protocol (described later in this document) and b) to use the correct endpoint, parameters and protocol signing algorithm as provided by your Intrapay representative.
We also recommend that you secure your data communication by using high-grade SSL encryption, with 128 bit as the minimum required level (and 256 bit preferred). Our protocol has been designed with high security in mind, however this should not absolve our users from employing best practices.
Purpose of this documentation
The following API documentation is intended for use by Merchants developers and/or other technical counterparties and assumes a basic knowledge of e-commerce transaction processing and programming skills. The instructions contained herein provide detailed integration guidance to Intrapay API, covering functionality such as standard transactions processing, double step transactions (authorize/capture), 3D Secure, Refund Operations, Data exporting and the other services provided.
Functionality and Business Logic Notes
The principles and protocol described in this documentation are acquirer agnostic, providing a single integration method through which merchants can connect to multiple acquirers.
Some of the functionality described herein may be restricted to some merchants depending on the level of service arrangement with Intrapay or the acquiring institutions.